We work seeking Peruvian companies who need money to finance their operations through financial loans. We have a portfolio with companies “A Credit Customers” (Companies with impeccable credit, who can obtain a loan from traditional lenders). Peruvian banks don't offer attractive conditions for financial loans to companies; for this reason these companies are looking for funds in foreign investors.
To select our clients, we have requested them information related with their companies, as balance sheets, statement of earnings (preferable signed by auditing firm), receipts by tax payments, assets list, etc. After checked the information we make a financial evaluation, and we send to the foreign investor an Executive Summary.
Additionally, there are in Peru services used to know the credit record of any person or company. These services are used by the local banks in the evaluation procedure to clients who request them credits. These systems are also used by us to qualify our clients.
However, in the Executive Summary we request information related with the assets of the companies that will be mortgaged to support the debt. We will verify that those assets are available to be mortgaged.
We want to begin with you a business lasting in time, and not a business only for today. Then, we are willing to provide you all the necessary information that gives security to you of the repayment, and you will confirm that our clients are “A Credit Customers”.
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